I get this question frequently from customers who are in the market for wheelchair vans, “How do you get insurance for an accessible van? I’ve called a bunch of companies and they all tell me that they don’t cover the wheelchair conversion, just the vehicle. Can you help me out?”
Honda Odyssey with a VMI Conversion
I’m not surprised to hear the insurance companies telling you that they don’t cover the wheelchair conversions of the vehicle. I only say that because we represent such a small market segment that many insurance companies have never heard of a wheelchair van and don’t know how to code it or how to handle it. What I recommend it so contact your insurance company and ask to get a rider. An insurance rider provides additional coverage for something specifically not covered with a primary policy. The rider is added to the primary policy and the policyholder pays an extra amount to cover the rider.
2 Comments
September 15, 2009 at 4:24 pm
I use State Farm to insure my conversion, they call it a conversion package.
Hope this helps
September 15, 2009 at 4:38 pm
Great, thanks so much for the tip Lorri!